Four of Pentacles

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Card Name:
Four of Pentacles
Arcana:
Minor Arcana
Suit:
Pentacles
Key Meaning:
stability, reliability, material well-being, security
Reversed:
instability, material losses, deficiency, disorganization
Four of Pentacles – a minor arcana card associated with concepts like control, resistance to change, and possession.

Archetype

This card's main archetype is the materialist, with the Four of Pentacles fundamentally representing the desire for control. The ego craves power and forces its will on everything. Control feels necessary because without it, chaos seems unstoppable. But the need to control everything often goes too far, crushing individuality and creativity.

This card represents obsessive worry about the future, showing up as greed, stinginess, and intense fear of change. This mindset is fundamentally hostile to life itself—trying to freeze moments and keep everything unchanged isn't just futile, it goes against nature's flow.
The primary feature of the Four of Pentacles is the desire for control
The primary feature of the Four of Pentacles is the desire for control
This card typically signals we're teetering on the edge of stagnation. The Four of Pentacles often serves as a warning sign for the dramatic upheaval predicted by the Tower card.

The Four of Pentacles teaches us that total control is an illusion. Nobody can possess—let alone wield—that kind of power. Anyone who thinks they can control every aspect of life is kidding themselves. The only way to survive is going with the flow—those who fight the current will inevitably drown.

Symbolism of the Card

The Four of Pentacles shows a figure sitting on a pedestal in a defensive, closed-off pose, clutching a pentacle. His feet rest on two more pentacles, and the fourth pentacle is above his head. His smug expression and entire demeanor scream the card's core message: possession. This person obsessively guards what they own.

A city sprawls in the distant background. This vast distance represents the chasm between the individual and society.

The pentacles reflect an obsession with the material. Of all the Pentacle cards, this is the only one where the figure clings so desperately to them. In other Pentacle cards, the figures either casually hold them or they appear in the background.

The pentacle balanced on his head traps him in immobility—one wrong move and it'll fall. The pentacle he grips tightly, as if shielding it from danger, represents pure greed. This figure believes material wealth can shield them from any threat. The pentacles beneath his feet represent stability—he stands firm, or at least feels secure.

The crown represents power and authority, but it can also symbolize selfishness and arrogance. The throne beneath the figure also signals power, but even that can't save this character from isolation. That's because human connection is the last thing on their mind.

Key Meaning

The Four of Pentacles can't be labeled as purely positive or negative. On one hand, it represents protecting hard-earned wealth and maintaining stability. On the other hand, it signals greed, rigid thinking, resistance to progress, stagnation, and pettiness.
The Four of Pentacles cannot be called unambiguously a good or a bad sign
The Four of Pentacles cannot be called unambiguously a good or a bad sign
The Four of Pentacles suggests deliberate resistance to change. This resistance comes from those wanting to preserve the status quo, but it can also emerge from within the querent. We often cling to what's familiar, even when we know it's not serving us. The person this card represents wants everything to remain unchanged and won't consider new possibilities.

General Meaning of the Card in Upright Position

How you read the Four of Pentacles really depends on what you're asking about.

If you're asking about something new (an idea, plan, business, etc.), the card suggests you need to take a thorough approach and carefully analyze all the details. That's the only way you'll truly understand what you're dealing with and gauge its real potential.
4 of Pentacles often predicts a period of financial stability
4 of Pentacles often predicts a period of financial stability
The Four of Pentacles points to a time of financial stability, whether from a valuable gift, inheritance, or your own successful business ventures. Your hard work and business savvy have boosted (or will boost) both your social standing and material comfort. All your material and emotional needs are covered.

The Four of Pentacles can signify both property and talent or gift. Either way, it's about protecting what's rightfully yours.

At the same time, the Four of Pentacles serves as a warning about the need to find a balance between the material and the spiritual. It's a reminder that life isn't just about piling up wealth. Money's just a tool. The wealth you earn should be shared with others.

The card may also indicate the need for decisive action regarding financial matters or important projects.

The General Meaning of the Card in Reversed Position

When the Four of Pentacles appears reversed, it can mean several different things, just like in its upright position. It might signal financial losses or instability, but it can also mean being forced to move forward and leave your comfort zone whether you want to or not.

In reverse, this card highlights problems that come from being too attached to material things: greed, selfishness, and penny-pinching. The constant fear of losing power or wealth has made your life worse and blocks any chance of positive change (the surrounding cards will show you exactly where).
The reversed card points to problems due to excessive attachment to material things
The reversed card points to problems due to excessive attachment to material things
Here, the Four of Pentacles represents chaos, feeling overwhelmed, and being hemmed in by rigid restrictions. When you're asking about money or material matters, this card can point to two extremes – being too tight-fisted or too free-spending – both of which leave you feeling insecure.

The tarot experts at zoomboola.com also see this card as representing contradictions, uncertainty, delays, roadblocks, income loss, lack of direction, potential setbacks, and fights – especially with family and close friends. These fights often center around inheritance or splitting up property.

At the same time, the card points to new discoveries. When you lose everything, you learn to start fresh, conquer your fears and doubts, break free from being stuck, and take meaningful risks.

The Meaning of the Card in Love in the Upright Position

In love readings, the Four of Pentacles reveals that the querent (or their partner) holds onto their significant other with a jealous grip, sometimes resorting to manipulative tactics. One partner feels suffocated in this relationship. For the relationship to thrive, you'll need to give your partner more breathing room.
4 Pentacles advises to let go of the reins in relation to the partner
4 Pentacles advises to let go of the reins in relation to the partner
The card can also reveal someone who only takes without giving back—pure selfishness and a refusal to work on themselves or the relationship. The Four of Pentacles also signals stagnation—when every day feels the same and the relationship turns boring and predictable.

The Four of Pentacles shows someone who's afraid of open, unpredictable love and tries to control it through rigid patterns. They hold on tight because deep down, they're terrified of being alone.

If the querent is single, the Four of Pentacles can indicate unrequited love. This card's intense energy can overwhelm new relationships. If you're planning to confess your feelings, make sure you won't be misunderstood. Don't waste time on people who aren't genuinely interested.

The Meaning of the Card in Love in Reversed Position

In a love reading, the reversed Four of Pentacles symbolizes movement. Most likely, one partner has reached their breaking point with the possessiveness and is fighting back, defending their boundaries and freedom.
The inverted 4 of Pentacles portends serious changes in the relationship or their end
The inverted 4 of Pentacles portends serious changes in the relationship or their end
Conflicts may erupt that either transform the relationship—forcing partners to finally see each other as equals—or end it completely.

The card often signals fights over money. Sometimes, the reversed Four of Pentacles reveals a partner who's only in it for the money.

Four of Pentacles as the Card of the Day

If you draw the Four of Pentacles as the card of the day, its meaning in this context can be as follows:
  • Upright position. Financial wins throughout the day. Important deals will close successfully, and today's investments will pay off, bringing abundance and comfort. You might also receive financial help or support today.
  • Reversed position. Financial uncertainty and challenges may surface today. You could face financial losses or stability issues. Be cautious with money matters and look for new opportunities to boost your finances.

What the Four of Pentacles Warns

The Four of Pentacles warns against clinging to your possessions or current situation at all costs. You're blessed with prosperity and abundance in many areas of life. The card urges you not to hoard your blessings but to share them with others. A selfish, hoarding attitude won't benefit anyone and will only disappoint the people you care about.